Finvest
BSY Software · Infrastructure software · Recurring revenue · AI tools · Thesis updated June 14, 2026

Steady infrastructure software, with AI still unproven

01 Running thesis

Strong core, patient upside

Bentley is a steady software business tied to a real-world need: more infrastructure work than engineers can easily handle. Customers use its tools to design and manage assets like roads, bridges, plants, mines, and utilities. The bull case is simple. Most revenue repeats, customers tend to stay and spend more, and Q1 2026 ARR grew 11.5% in constant currency with net revenue retention at 109%.

The best growth stories inside the company are more focused. Seequent is doing well in geoprofessional software, helped by mining and critical minerals demand. Virtuoso is bringing in more small and medium-sized customers. Bentley also benefits from spending on data centers, grid modernization, and other hard infrastructure.

The harder part is timing. AI, Asset Analytics, and API-based usage could become valuable new revenue pools, but management said AI monetization is still in the early innings. Services also bounced back in Q1 2026, growing 29.9%, but one good quarter does not fully prove a turnaround. This is a quality compounder story, not a clean bargain story. The price still has to make sense.

May 2026Q1 2026 confirmed the core thesis. ARR grew 11.5% in constant currency, net revenue retention was 109%, and services grew 29.9%, giving the first clear proof of the expected services rebound.
Feb 2026Management gave a clearer AI and Asset Analytics story, including a $50 million asset consumption revenue run rate in 2025. It also guided for 15% to 20% constant currency services growth in 2026 and signaled more room for programmatic acquisitions.
Nov 2025Q3 2025 showed steady subscription execution and a services business that stopped shrinking for the quarter. Recurring revenue mix and net retention stayed strong.
Aug 2025Q2 2025 kept the subscription thesis intact, with ARR growth at 11.5% in constant currency and net revenue retention at 109%. Management added the engineering capacity gap as a demand driver, while services remained a drag.
May 2025Management said recurring revenue reached 92% of total and that most E365 ARR had negotiated annual floors and ceilings. It also said China exposure had fallen to about 2.5% of revenue and announced a Google Street View and Vertex AI link for Asset Analytics.
02 Business model

Subscriptions fund the machine

Bentley makes most of its money from subscriptions. In Q1 2026, subscription revenue was $392.5 million out of total revenue of $424.2 million. For the twelve months ended March 31, 2026, recurring revenue was 93% of total revenue. That gives the company more visibility than a software seller that has to close large one-time license deals each quarter.

The company also sells some perpetual licenses and services. Perpetual licenses are a shrinking piece of the mix. Services are smaller, but they matter because they had been a drag before Q1 2026. Management is guiding for 15% to 20% constant currency services growth in 2026, helped by Asset Analytics and Maximo-related work at Cohesive.

Bentley is shifting more customers toward Enterprise 365, or E365, a consumption model where customers pay based on use. Management says much of E365 ARR now has multi-year negotiated floors and ceilings. In plain English, customers can use more software, but the bill has agreed guardrails. That can make growth smoother than pure pay-as-you-go usage.

The long-term swing factor is API consumption. APIs let a customer plug Bentley tools into its own workflows, including automated design work. If that becomes common, usage could grow beyond the old seat-based model. The open question is when Bentley can charge for that at scale.

03 Product portfolio

Tools for infrastructure work

Cash cow

Bentley Open Applications

These are core design and engineering applications used by infrastructure teams. Q1 2026 subscription growth was led by Bentley Open Applications and Seequent applications.

Growth engine

Seequent

Seequent serves geoprofessional work, including subsurface data and mining. Management called it a standout, helped by demand in mining and resources.

Steady

Bentley Infrastructure Cloud

This cloud platform helps teams manage engineering data and digital twins, which are live digital models of physical assets. It adds to subscription growth, though management said it was a smaller driver than Open Applications and Seequent in Q1 2026.

Growth engine

Virtuoso

Virtuoso targets small and medium-sized businesses with easier buying and onboarding. Management highlighted it as a driver of new account growth.

Option

Bentley Asset Analytics

Asset Analytics uses AI to inspect and assess infrastructure condition. The business reached a $50 million asset consumption revenue run rate in 2025, but larger AI monetization is still early.

Steady

Cohesive

Cohesive is Bentley's digital integrator and supports Maximo-related work. Strength there helped services revenue grow 29.9% in Q1 2026.

04 Business segments

One segment, three revenue streams

Subscriptions93%modest
Perpetual licenses2%declining
Services5%growing fast

Bentley reports one business segment, software and related services, but discloses revenue by type. The mix below uses Q1 2026 revenue: subscriptions, perpetual licenses, and services.

05 Risk factors

What could go wrong

Subscription growth slows

High impact · Medium odds

The main thesis depends on customers renewing and expanding. Q1 2026 net revenue retention was 109%, which means existing customers spent more than the prior year after churn. If that slips, the recurring revenue story weakens quickly.

We watchWatch constant currency ARR growth and net revenue retention, especially if ARR growth falls below double digits or retention moves down from 109%.

Services rebound fades

Medium impact · Medium odds

Services grew 29.9% in Q1 2026 after being a weak spot in 2025. The gain was helped by Maximo-related work at Cohesive. The risk is that this was a short burst, not a real reset.

We watchWatch quarterly services growth against management's 15% to 20% constant currency growth guide for 2026.

AI revenue arrives late

Medium impact · Medium odds

Bentley has a clear AI plan, especially around Asset Analytics and automated design workflows. But management also said AI monetization is in the early innings. If customers like the features but do not pay much more, the upside takes longer to show up.

We watchWatch Asset Analytics revenue milestones, cloud consumption tied to AI modules, and concrete pricing for API-based automated workflows.

China stays difficult

Low impact · Medium odds

China is a smaller exposure now, about 2% of ARR in the internal thesis, but it remains a real friction point. Management has cited geopolitical challenges, obstacles to cloud-deployed software, and local preference for license sales over subscriptions.

We watchWatch China ARR or revenue commentary, plus any sign that cloud restrictions or license preferences spread to other APAC markets.

AI mistakes create liability

Medium impact · Low odds

Bentley now names AI as a risk in its filings. If AI tools produce bad outputs, misuse customer data, or create legal questions, the company could face reputational harm or liability. This matters more as AI gets embedded deeper into design and asset products.

We watchWatch new AI risk language in filings, customer disputes tied to AI outputs, and new rules for AI in engineering software.
06 Quick answers

In one breath

What does Bentley Systems actually do?

Bentley makes software for infrastructure engineering. Its tools help design, build, and monitor assets like roads, bridges, utilities, mines, and industrial sites.

Why is recurring revenue important for BSY?

Recurring revenue makes the business more predictable because customers pay again each year or through usage-based contracts. For the twelve months ended March 31, 2026, recurring revenue was 93% of total revenue.

Is AI already a big profit driver for Bentley?

Not yet. Asset Analytics has reached a $50 million asset consumption revenue run rate, but management says broader AI monetization is still in the early innings.

What metric matters most for Bentley?

ARR growth is the cleanest health check because it shows the annual run rate of recurring revenue. Net revenue retention is also important because it shows whether existing customers are spending more over time.